Financing

Secure Finance Options For Your Equipment Needs

Maintenance of way projects require significant capital investments that may require various methods of financing. Vancer offers hassle-free financing and leasing options to help you secure the equipment you need. We work with our clients individually and offer flexible arrangements so your financing or leasing plan is manageable and cost-effective while still allowing your business to stay ahead of the curve with the latest tech in the industry.

Contact us for a one-on-one consultation and we can help you determine which option makes the most sense for your organization.

To apply for a Vancer credit account CLICK HERE and you’ll be directed to the Vancer Credit Application via DocuSign. Once completed, the online DocuSign credit application will be securely sent to our Financial Services – Credit Department and they will contact you.

Financing Types and Benefits

LEASE

• Maintain liquidity while also having the latest equipment
• Return old equipment and replace it with new, once the lease term expires
• Eliminate maintenance costs and the depreciation of your equipment’s value
• 100% financing for qualified customers
• Payments tailored to meet your cash flow needs
• Claim the benefits of ownership, including depreciation and interest expense deduction
• Up to seven years contract length depending on new or used equipment lease
• Monthly, quarterly, semiannual, annual, seasonal, skip and accelerated payments are available

IINSTALLMENT SALE CONTRACT

• You may claim the tax benefits of ownership – including depreciation and interest expense deductions
• New and used equipment may be financed
• Lowest total cost option for machine ownership
• One to five year contract lengths available with (generally) a fixed finance rate and a trade in or down payment required
• Monthly, quarterly, semiannual, annual, seasonal, skip and accelerated payments are available

LONG TERM RENTAL

• Ideal for lowest possible payments with plans to return equipment at the end of the term
• Generally qualifies for off-balance sheet financing
• Provides you with the lowest possible monthly payment
• Frees your working capital for operating needs
• Contract lengths from three to seven years
• Monthly payments (though other schedules may be considered)
• Fair market value (FMV) purchase option may be included in contract

VALUE OPTION LEASE

• Ideal for customers who wants to use the equipment and have the option to purchase it at a predetermined price
• Provides you with low monthly payments
• Generally qualifies for off-balance sheet financing
• Frees your working capital for operating needs
• Contract lengths from three to seven years
• Monthly payments (though other schedules may be considered)
• Predetermined purchase option